About Us

Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives, works, goes to school, worships, volunteers, or belongs to an association in the following counties: Cabell County, Mason County, Wayne County and Lincoln County in West Virginia, as well as, Lawrence County in Ohio. We pride ourselves in offering specialized services to the professionals within the education field, however, our financial products and services are designed to help all of our membership reach their financial goals and dreams.

Conveniently located at:  Main Office - 317 31st Street, Huntington WV 25702, Mall Branch - 117 Mall Road, Barboursville WV 25504 and SMMC Branch - 2828 First Avenue Suite 103, Huntington WV 25702 (Highlawn Medical Building)

Phone: local (304) 697-2919  fax (304) 522-3177

Lobby Hours: Monday - Friday 9:30 to 5:00 (Main Office and Mall Branch).  Monday -  Thursday  9:00 to 4:00, Friday 7:00 to 4:30 (SMMC Branch)Drive-up Hours: Main Office Monday - Friday 9:30 to 5:00. Mall Branch Monday- Friday 9:30 to 5. Saturday 9:30 to Noon (Drive-up only). No Drive Thru services at SMMC Branch.